Wintrust Financial CorpWTFC
Price$141.82Intrinsic value$123.6213% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $123.62median of 2 methodsbased on filings through 30 Jun 2026
Market Price $141.82Price as of 30 Sep 2026
Margin of Safety -12.8%as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 8.4% (near-term consensus, capped) · years 2–5: 10.3%/yr (balance of the path).9.9% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 610.2%Yr 710.1%Yr 810.0%Yr 99.9%Yr 109.9%
10.3% → 9.9%
Years 11–20: glide to long-run rate
Per-year rates
Yr 119.2%Yr 128.5%Yr 137.8%Yr 147.1%Yr 156.4%Yr 165.7%Yr 175.1%Yr 184.4%Yr 193.7%Yr 203.0%
9.9% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)11.2%
Discount rate (cost of equity) 9.0%
Volatility vs market (adjusted beta)0.90

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetWintrust Financial CorpWTFCFinancials
Valuation
P/E11.4×
P/S3.7×
P/B1.3×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin44.7%
Net margin31.9%
FCF margin58.5%
Returns
ROE12.0%
ROA1.2%
ROIC8.0%
Growth
Revenue growth (YoY)11.0%
5-yr fwd EPS growth9.9%
Financial strength
Debt / Equity0.58×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.3%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.