Wintrust Financial Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
9.9%projected annual EPS growth
Analyst Coverage
14analysts covering
FY Revenue (est.)
$3Bnext fiscal year
FY EPS (est.)
$13.11next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly356.0%Target: 3.50% - 3.59%
Quarterly Net Income Quarterly227.4MTarget: Continued sequential growth
Efficiency Ratio Quarterly5,345.0%Target: Sub-55%
Nonperforming Loans (NPL) Ratio Quarterly35.0%Target: Under 0.50%
Watch Items
- Credit Quality and Provision for Credit LossesTrigger: NPL ratio exceeding 0.50% or sharp increase in provisionsAction: Re-evaluate credit underwriting standards and adjust loan growth projections.
- Deposit Beta and Funding CostsTrigger: Deposit growth slowing below 5% annualized or rapid margin compressionAction: Review promotional deposit pricing strategies and liquidity buffers.
Research as of 2 Sep 2026