Upstart Holdings Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
21.2%projected annual EPS growth
Analyst Coverage
15analysts covering
FY Revenue (est.)
$1.4Bnext fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 10 Nov 2026 |
Monitoring Framework
Key Performance Indicators
Loan Origination Volume Quarterly3.4B
Total Revenue Quarterly308M
Adjusted EBITDA Quarterly40.5M
Fully Automated Loans Ratio Quarterly91.0%
Watch Items
- Macroeconomic Interest Rate EnvironmentTrigger: Federal Reserve rate cuts or hikesAction: Assess impact on borrower conversion rates and institutional funding partner demand.
- National Bank Charter ApplicationTrigger: Regulatory approval or denial of the national bank charter applicationAction: Monitor progress to secure regulatory benefits and direct interface with regulators, noting it is not intended to change the funding strategy.
- AI Model Underwriting AccuracyTrigger: Divergence of actual default rates from model-predicted defaultsAction: Monitor credit performance of recent vintages to ensure institutional capital retention.
Research as of 19 Jun 2026