Upstart Holdings IncUPST
Price$22.99Intrinsic value$30.9335% above price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $1.2B+95.8% YoYTTM through 30 Jun 2026
Net Income $60.3MTTM through 30 Jun 2026
Free Cash Flow -$289MTTM through 30 Jun 2026

Margins

Current
Operating Margin-2.4%
Net Margin4.8%

Returns

7.6%ROE
1.9%ROA

Balance Sheet Health

Cash & Equivalents$456M

Quality Metrics

Piotroski F-Score3 / 9
FCF Margin-23.2%
Rule of 40-9.3
Earnings-Beat Rate75.0%

Multi-Year Trend

Revenue
'19'20'21'22'23'24'25
FY2025: $1B
Diluted EPS$0.52TTM
'19'20'21'22'23'24'25
FY2025: $0.50

Dividend

No dividend

Capital Allocation

R&D Spend$304.9M
Capex Intensity0.4%

Segment Performance

No segment data available.

All values are periodic snapshots, not live quotes. Source dates are shown for reference.

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.