Universal Insurance Holdings Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
-3.9%projected annual EPS growth
Analyst Coverage
1analyst covering
FY EPS (est.)
$5.20next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 26 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Combined Ratio Quarterly8,970.0%Target: Below 95.0%
Direct Premiums Written Growth Quarterly850.0%Target: Positive single-to-double digit growth
Annualized Return on Common Equity (ROCE) Quarterly38.2Target: Above 15.0%
Book Value Per Share Growth (YoY) Quarterly3,990.0%Target: Double-digit growth
Watch Items
- Reinsurance Tower Capacity and Retention LevelsTrigger: First-event statutory retention exceeding $45 millionAction: Re-evaluate capital allocation, premium pricing, and risk appetite across coastal footprints.
- Geographic Diversification (Non-Florida Premium Growth)Trigger: Non-Florida direct premium written growth slowing below 10% YoYAction: Review independent agent relationships and direct-to-consumer digital marketing strategies (e.g., Clovered.com).
- Florida Legislative and Litigation EnvironmentTrigger: Resurgence of litigation costs or adverse court rulings undermining recent tort reformsAction: Adjust loss reserve picks and implement targeted rate increases to maintain underwriting margins.
Research as of 19 Jun 2026