Universal Insurance Holdings IncUVE
Price$42.09Intrinsic value$52.2024% above price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $1.6B+7.2% YoYTTM through 30 Jun 2026
Net Income $219.9M+273.2% YoYTTM through 30 Jun 2026
Free Cash Flow $339.7MTTM through 30 Jun 2026

Margins

Current
Operating Margin15.6%
Net Margin13.5%

Returns

39.6%ROE
6.7%ROA
108.4%ROIC

Balance Sheet Health

Debt / Equity0.17x
Net Debt-$308.6Mnet cash position
Cash & Equivalents$532.2M

Quality Metrics

Piotroski F-Score6 / 9
FCF Margin20.8%
Earnings-Beat Rate100.0%

Multi-Year Trend

Revenue
'19'20'21'22'23'24'25
FY2025: $1.6B
Diluted EPS$7.58TTM
'19'20'21'22'23'24'25
FY2025: $6.32

Dividend

$0.32Per share, FY20261.85%Yield-16.1%5-yr growth

Capital Allocation

Capex Intensity0.3%

Segment Performance

SegmentRevenueYoYOutlook
Insurance Operations
View details

Strategic focus remains on geographic expansion outside Florida to diversify risk, alongside maintaining rate adequacy and underwriting discipline.

All values are periodic snapshots, not live quotes. Source dates are shown for reference.

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.