OppFi Inc Dossier
Valuation
How Intrinsic Value compares with model outputs
Intrinsic Value $30.79median of 2 methodsbased on filings through 31 Dec 2025
Market Price $5.95Price as of 1 Oct 2026
Valuation methods vs. Market Price
$0$20$40$60$80$100
DCF
$40.27
DNI
$62.65
P/S
$3.36◇ $13.78
P/E
$19.96no ◇ · bar = peer
P/B
$41.62◇ $5.86
PEG
$54.16
$0$20$40$60$80$100
Market Price ($5.95) Intrinsic Value ($30.79) peer-implied value
Company vs. peer median Members
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Assumptions
| Parameter | Value |
|---|---|
| Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 2.6% (near-term consensus, capped) · years 2–5: 22.9%/yr (balance of the path). | 18.6% per year |
Years 6–10: glide to demonstrated growthPer-year ratesYr 620.4%Yr 717.9%Yr 815.3%Yr 912.8%Yr 1010.3% | 22.9% → 10.3% |
Years 11–20: glide to long-run ratePer-year ratesYr 119.6%Yr 128.8%Yr 138.1%Yr 147.4%Yr 156.6%Yr 165.9%Yr 175.2%Yr 184.5%Yr 193.7%Yr 203.0% | 10.3% → 3.0% |
| Beyond year 20: terminal growthPerpetual long-run rate | 3.0% |
| Historical EPS growth (multi-year median) | 10.3% |
| Discount rate (cost of equity) | 11.9% |
| Volatility vs market (adjusted beta) | 1.54 |
Valuation Detail Members
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Assumptions Sandbox Members
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Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.