OppFi Inc Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $597.1M+13.5% YoYTTM through 31 Dec 2025
Net Income $146.2MTTM through 31 Dec 2025
Free Cash Flow $94MTTM through 31 Dec 2025
Margins
| Current | |
|---|---|
| Net Margin | 24.5% |
Returns
47.3%ROE
19.4%ROA
Balance Sheet Health
Debt / Equity1.04x
Net Debt$271.9M
Cash & Equivalents$99.9M
Quality Metrics
FCF Margin15.7%
Rule of 4018.3
Earnings-Beat Rate100.0%
Dividend
$0.25Per share, FY20252.51%Yield1 yrsStreak
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| OppLoans | $597.1M | +13.5% | View detailsOppFi plans to expand nationally and lower funding costs through its proposed acquisition of BNCCORP, Inc. |
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