LexinFintech Holdings Ltd ADRLX
Price$0.70

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value Insufficient data for a value estimatebased on filings through 31 Dec 2025
Market Price $0.70Price as of 1 Oct 2026
Data confidenceNot applicable

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 34.0% (near-term consensus, capped) · years 2–5: 11.5%/yr (balance of the path).15.7% per year
Years 6–10: glide to demonstrated growth own history 22.7%, capped at 20%
Per-year rates
Yr 612.4%Yr 713.2%Yr 814.0%Yr 914.9%Yr 1015.7%
11.5% → 15.7%
Years 11–20: glide to long-run rate
Per-year rates
Yr 1114.4%Yr 1213.2%Yr 1311.9%Yr 1410.6%Yr 159.4%Yr 168.1%Yr 176.8%Yr 185.5%Yr 194.3%Yr 203.0%
15.7% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)22.7%
Discount rate (cost of equity) 9.1%
Volatility vs market (adjusted beta)0.91

Valuation Detail Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetLexinFintech Holdings Ltd ADRLXFinancials
Valuation
P/E—
P/S0.5×
P/B0.4×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin34.0%
Operating margin12.3%
Net margin12.8%
FCF margin5.9%
Returns
ROE700.9%
ROA372.0%
ROIC—
Growth
Revenue growth (YoY)-3.4%
5-yr fwd EPS growth15.7%
Financial strength
Debt / Equity—
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield18.8%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.