LexinFintech Holdings Ltd ADR Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
15.7%projected annual EPS growth
Analyst Coverage
5analysts covering
FY EPS (est.)
$0.72next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 12 Nov 2026 |
Monitoring Framework
Key Performance Indicators
Total Loan Originations Quarterly57.9BTarget: Flat sequentially for Q2 2026
90+ Day Delinquency Ratio Quarterly350.0%Target: Stabilization under 3.0%
Total Registered Users Quarterly250MTarget: Continued high-single digit YoY growth
Active Users Quarterly5.2MTarget: Expansion of young consumer base
Watch Items
- Regulatory Compliance and APR CapsTrigger: Weighted average APR of new loans falling below 20%Action: Accelerate transition to capital-light tech-empowerment services and non-consumer finance segments.
- Asset Quality and Credit CostsTrigger: 90+ day delinquency ratio exceeding 4.0%Action: Tighten risk management models, moderate loan origination volumes, and increase provisioning.
Research as of 19 Jun 2026