LexinFintech Holdings Ltd ADR Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $1.9B-3.4% YoYTTM through 31 Dec 2025
Net Income $239.8M+59.1% YoYTTM through 31 Dec 2025
Free Cash Flow $110.3MTTM through 31 Dec 2025
Margins
| Current | |
|---|---|
| Operating Margin | 12.3% |
| Net Margin | 12.8% |
Returns
12.4%ROE
3.3%ROA
Balance Sheet Health
Debt / Equity0.33x
Current Ratio2.03x
Net Debt$325.9M
Cash & Equivalents$218.5M
Quality Metrics
FCF Margin5.9%
Dividend
$0.19Per share, FY202618.82%Yield
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Credit Facilitation Services | $1.4B | -13.1% | View detailsThe segment is transitioning to adapt to new regulatory frameworks and focus on high-quality growth and compliant operations. |
| Tech-Empowerment Services | $302.7M | +10.6% | View detailsContinues to empower financial institutions with cutting-edge proprietary technology solutions. |
| Installment E-commerce Platform Services | $219.5M | +14.1% | View detailsStrong growth momentum driven by expanding transaction volume with third-party sellers. |
Financials converted at 6.9961.
Filing Detail Members
This section is available to registered members. Create a free account or sign in to unlock the full breakdown.