Enova International Inc Dossier
Valuation
How Intrinsic Value compares with model outputs
Intrinsic Value $88.58median of 2 methodsbased on filings through 30 Jun 2026
Market Price $171.49Price as of 1 Oct 2026
Valuation methods vs. Market Price
$0$400$800$1.2K$1.6K$2K
DCF
DCF: no value available.
n/aDNI
$1,624.42
P/S
$109.77
P/E
$118.55◇ $99.04
P/B
$58.61◇ $79.87
PEG
$561.29
$0$400$800$1.2K$1.6K$2K
Market Price ($171.49) Intrinsic Value ($88.58) peer-implied value
Company vs. peer median Members
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Assumptions
| Parameter | Value |
|---|---|
| Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 25.0% (near-term consensus, capped) · years 2–5: 28.0%/yr (balance of the path). | 27.4% per year |
Years 6–10: glide to demonstrated growth own history 28.5%, capped at 20%Per-year ratesYr 626.4%Yr 724.8%Yr 823.2%Yr 921.6%Yr 1020.0% | 28.0% → 20.0% |
Years 11–20: glide to long-run ratePer-year ratesYr 1118.3%Yr 1216.6%Yr 1314.9%Yr 1413.2%Yr 1511.5%Yr 169.8%Yr 178.1%Yr 186.4%Yr 194.7%Yr 203.0% | 20.0% → 3.0% |
| Beyond year 20: terminal growthPerpetual long-run rate | 3.0% |
| Historical EPS growth (multi-year median)median of 3 windows (5/6/7y) | 28.5% |
| Discount rate (cost of equity) | 10.2% |
| Volatility vs market (adjusted beta) | 1.16 |
Valuation Detail Members
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Assumptions Sandbox Members
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Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.