Enova International IncENVA
Price$171.49Intrinsic value$88.5848% below price

Outlook & Key Dates

Estimates, guidance, catalysts, and upcoming events

Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
27.4%projected annual EPS growth
As of 27 Aug 2026
Analyst Coverage
7analysts covering
As of 18 Aug 2026
FY Revenue (est.)
$3.7Bnext fiscal year
As of 18 Aug 2026
FY EPS (est.)
$17.20next fiscal year
As of 18 Aug 2026
Monitoring Framework
Key Performance Indicators
Total Company Originations Quarterly2.3BTarget: Approximately 20% originations and revenue growth
Consolidated Net Charge-Off Ratio Quarterly760.0%Target: Stable credit outlook, characterized by year-over-year stability in the consolidated 30+ day delinquency ratio and fair value premium
Total Company Combined Loans and Finance Receivables Quarterly5.3BTarget: Sustainable and profitable growth
Watch Items
  • Regulatory Approval and Integration of Grasshopper BankTrigger: Closing expected in the second half of 2026Action: Monitor regulatory application review process and integration readiness to capture projected funding cost synergies
  • Subprime Consumer Credit Quality and Delinquency TrendsTrigger: Consolidated 30+ day delinquency ratio and fair value premium stabilityAction: Leverage machine learning algorithms and proprietary underwriting systems to adjust credit risk parameters dynamically
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Research as of 19 Jun 2026

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.