Commerce Bancshares IncCBSH
Price$54.83Intrinsic value$56.914% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $56.91median of 2 methodsbased on filings through 30 Jun 2026
Market Price $54.83Price as of 1 Oct 2026
Margin of Safety +3.8%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 6.5% (near-term consensus, capped) · years 2–5: 7.5%/yr (balance of the path).7.3% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 66.8%Yr 76.0%Yr 85.2%Yr 94.5%Yr 103.7%
7.5% → 3.7%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.6%Yr 123.6%Yr 133.5%Yr 143.4%Yr 153.3%Yr 163.3%Yr 173.2%Yr 183.1%Yr 193.1%Yr 203.0%
3.7% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)3.7%
Discount rate (cost of equity) 8.2%
Volatility vs market (adjusted beta)0.73

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetCommerce Bancshares IncCBSHFinancials
Valuation
P/E13.4×
P/S4.5×
P/B1.9×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin41.3%
Net margin31.8%
FCF margin66.1%
Returns
ROE13.4%
ROA1.7%
ROIC—
Growth
Revenue growth (YoY)—
5-yr fwd EPS growth7.3%
Financial strength
Debt / Equity—
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.0%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.