Commerce Bancshares Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
7.3%projected annual EPS growth
Analyst Coverage
9analysts covering
FY Revenue (est.)
$2Bnext fiscal year
FY EPS (est.)
$4.29next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 15 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly3.8%Target: Maintain above 3.60%
Efficiency Ratio Quarterly58.4%Target: Below 55.00%
Return on Average Assets (ROAA) Quarterly0.0Target: Above 1.50%
Net Loan Charge-offs to Average Loans (Annualized) Quarterly0.0Target: Below 0.25%
Watch Items
- Deposit Beta and Funding CostsTrigger: Average deposit balances falling below $27.0 billion or rapid rise in deposit interest expenseAction: Re-evaluate net interest margin projections and adjust deposit pricing strategies to defend core franchise.
- FineMark Integration and Wealth Management FeesTrigger: Wealth management fee growth slowing below 5% year-over-year post-acquisitionAction: Review cross-selling execution and operational cost synergies in the Florida and Arizona expansion markets.
Research as of 28 Jul 2026