BayCom CorpBCML
Price$30.90Intrinsic value$16.1948% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $16.19median of 2 methodsbased on filings through 30 Jun 2026
Market Price $30.90Price as of 1 Oct 2026
Margin of Safety -47.6%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 13.8% (near-term consensus, capped) · years 2–5: 5.1%/yr (balance of the path).6.8% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 65.4%Yr 75.8%Yr 86.1%Yr 96.5%Yr 106.8%
5.1% → 6.8%
Years 11–20: glide to long-run rate
Per-year rates
Yr 116.4%Yr 126.0%Yr 135.7%Yr 145.3%Yr 154.9%Yr 164.5%Yr 174.1%Yr 183.8%Yr 193.4%Yr 203.0%
6.8% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)6.8%
Discount rate (cost of equity) 7.3%
Volatility vs market (adjusted beta)0.52

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetBayCom CorpBCMLFinancials
Valuation
P/E25.8×
P/S3.2×
P/B1.0×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin32.2%
Net margin23.6%
FCF margin26.2%
Returns
ROE3.9%
ROA0.5%
ROIC7.8%
Growth
Revenue growth (YoY)4.4%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.03×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield3.8%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.