BayCom Corp Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $101.4M+4.4% YoYTTM through 30 Jun 2026
Net Income $13.1M-44.6% YoYTTM through 30 Jun 2026
Free Cash Flow $26.5MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | 32.2% |
| Net Margin | 23.6% |
Returns
7.1%ROE
0.9%ROA
7.8%ROIC
Balance Sheet Health
Debt / Equity0.03x
Net Debt-$197.8Mnet cash position
Cash & Equivalents$177.4M
Quality Metrics
Piotroski F-Score4 / 9
FCF Margin26.2%
Earnings-Beat Rate25.0%
Multi-Year Trend
Diluted EPS$1.20TTMFY2025: $2.18
Dividend
$0.60Per share, FY20263.77%Yield
Capital Allocation
Capex Intensity1.7%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Community Banking | $101.4M | +4.4% | View detailsStable core deposit base with strategic focus on commercial loan origination and footprint expansion in the Western US. |
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