Aflac Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
1.6%projected annual EPS growth
Analyst Coverage
14analysts covering
FY EPS (est.)
$7.04next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Quiet Period Commencement | 1 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Aflac Japan Pretax Profit Margin Quarterly35.0%Target: 33% to 36%
Aflac U.S. Pretax Profit Margin Quarterly20.4%Target: 17% to 20%
Aflac Japan Benefit Ratio Quarterly62.9%Target: 60% to 63%
Aflac U.S. Benefit Ratio Quarterly47.2%Target: 48% to 52%
Adjusted Leverage Ratio Quarterly0.2xTarget: 20% to 25%
Watch Items
- Yen/Dollar Exchange Rate VolatilityTrigger: Average exchange rate weakening beyond 160 JPY/USDAction: Assess hedging strategies and evaluate the translation impact on consolidated pre-tax adjusted earnings.
- U.S. Combined Risk-Based Capital (RBC) RatioTrigger: RBC ratio dropping below 350%Action: Review capital allocation, slow down share repurchases, and optimize subsidiary dividend flows to the holding company.
- Aflac Japan Economic Solvency Ratio (ESR)Trigger: ESR dropping below 170%Action: Rebalance the Japanese investment portfolio and adjust local risk-taking parameters.
Research as of 2 Sep 2026