Aflac IncAFL
Price$111.78Intrinsic value$82.6026% below price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $18.1B-4.5% YoYTTM through 30 Jun 2026
Net Income $4.9B-10.7% YoYTTM through 30 Jun 2026

Margins

Current
Operating Margin32.0%
Net Margin26.9%

Returns

16.0%ROE
4.2%ROA
14.9%ROIC

Balance Sheet Health

Debt / Equity0.28x
Net Debt$2.3B
Cash & Equivalents$6.1B

Quality Metrics

Piotroski F-Score3 / 9
Earnings-Beat Rate50.0%

Multi-Year Trend

Revenue
'19'20'21'22'23'24'25
FY2025: $17.2B
Diluted EPS$9.27TTM
'19'20'21'22'23'24'25
FY2025: $6.82

Dividend

$1.22Per share, FY20261.06%Yield-1.6%5-yr growth

Segment Performance

SegmentRevenueYoYOutlook
Aflac Japan$9.4B-3.1%
View details

For 2026, Aflac Japan is expected to generate a benefit ratio in the range of 60% to 63% and an expense ratio in the range of 20% to 23%

Aflac U.S.$6.9B+2.4%
View details

For 2026, Aflac U.S. is expected to generate a benefit ratio in the range of 48% to 52% and an expense ratio in the range of 36% to 39%

Other Segments$1.3B+26.8%

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.