World Acceptance Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
1analyst covering
FY Revenue (est.)
$613.1Mnext fiscal year
FY EPS (est.)
$13.18next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q2 Fiscal 2027 Earnings Release | 22 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Gross Loans Receivable Quarterly1.3BTarget: Mid-single-digit growth for FY2027
Net Charge-Off Ratio Quarterly1,850.0%Target: Stabilization below 18%
Large-Loan Portfolio Mix Quarterly44.7Target: Strategic reduction to optimize yields
Accounts 91+ Days Past Due (Recency Basis) Quarterly3.5Target: Maintain below 3.7%
Watch Items
- Fixed Charge Coverage Ratio (FCCR) CovenantTrigger: Below 2.20x for Q4 FY26 (ended March 31, 2026), below 2.10x for Q1 FY27 (ended June 30, 2026), below 2.15x for Q2 FY27 (ending September 30, 2026), and below 2.25x thereafterAction: Negotiate further covenant modifications or accelerate debt paydown to avoid technical default under BMO Revolving Credit Agreement.
- Permanent CEO AppointmentTrigger: Prolonged vacancy beyond Q3 2026Action: Evaluate strategic direction and operational stability under Principal Executive Officer J. Tobin Turner.
- Operating Expense InflationTrigger: G&A growth exceeding revenue growthAction: Implement branch consolidation (currently 1,009 branches) and optimize personnel incentive structures.
Research as of 19 Jun 2026