Western Union CompanyWU
Price$5.90Intrinsic value$9.4059% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $9.40median of 5 methods · middle span $9-$20based on filings through 30 Jun 2026
Market Price $5.90Price as of 30 Sep 2026
Margin of Safety +59.4%as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: -7.7% (near-term consensus, capped) · years 2–5: -1.2%/yr (balance of the path).-2.6% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 6-0.4%Yr 70.5%Yr 81.3%Yr 92.2%Yr 103.0%
-1.2% → 3.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.0%Yr 123.0%Yr 133.0%Yr 143.0%Yr 153.0%Yr 163.0%Yr 173.0%Yr 183.0%Yr 193.0%Yr 203.0%
3.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)-3.2%
Discount rate (cost of equity) 7.8%
Volatility vs market (adjusted beta)0.64

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetWestern Union CompanyWUFinancials
Valuation
P/E4.8×
P/S0.5×
P/B2.2×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin33.4%
Operating margin12.5%
Net margin10.2%
FCF margin14.6%
Returns
ROE43.2%
ROA5.0%
ROIC15.8%
Growth
Revenue growth (YoY)-3.7%
5-yr fwd EPS growth-1.5%
Financial strength
Debt / Equity2.74×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield7.6%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.