Westamerica BancorporationWABC
Price$58.32

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value Insufficient data for a value estimatebased on filings through 30 Jun 2026
Market Price $58.32Price as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 2.2% (near-term consensus, capped) · years 2–5: 2.2%/yr (balance of the path).2.2% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 62.3%Yr 72.5%Yr 82.7%Yr 92.8%Yr 103.0%
2.2% → 3.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.0%Yr 123.0%Yr 133.0%Yr 143.0%Yr 153.0%Yr 163.0%Yr 173.0%Yr 183.0%Yr 193.0%Yr 203.0%
3.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)7.8%
Discount rate (cost of equity) 8.1%
Volatility vs market (adjusted beta)0.71

Valuation Detail Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetWestamerica BancorporationWABCFinancials
Valuation
P/E12.9×
P/S21.3×
P/B1.6×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin58.3%
Net margin44.1%
FCF margin166.2%
Returns
ROE13.0%
ROA1.9%
ROIC18.9%
Growth
Revenue growth (YoY)—
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.15×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.6%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.