Westamerica Bancorporation Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
1analyst covering
FY EPS (est.)
$4.64next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 15 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (FTE) Quarterly374.0%
Efficiency Ratio (FTE) Quarterly4,160.0%
Non-Interest Bearing Deposits Share of Total Deposits Quarterly4,600.0%
Annualized Cost of Funding Quarterly0.2
Watch Items
- Net Interest Margin CompressionTrigger: NIM falling below 3.50%Action: Re-evaluate asset yield mix and deposit pricing strategies to defend net interest spread.
- Operating Expense InflationTrigger: Efficiency Ratio exceeding 45.0%Action: Review branch footprint, staffing levels, and administrative overhead to maintain top-quartile efficiency.
- Deposit Outflows and RepricingTrigger: Non-interest bearing deposits falling below 40% of total depositsAction: Assess competitive deposit products and relationship-banking incentives to retain low-cost transactional accounts.
Research as of 19 Jun 2026