Unum Group Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
9.0%projected annual EPS growth
Analyst Coverage
13analysts covering
FY EPS (est.)
$8.68next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Third Quarter 2026 Earnings Release | 3 Nov 2026 |
| Fourth Quarter 2026 Earnings Release | 2 Feb 2027 |
Monitoring Framework
Key Performance Indicators
Adjusted Operating Return on Equity (ROE) Quarterly0.2Target: 20.0%+
Weighted Average Risk-Based Capital (RBC) Ratio Quarterly460.0%Target: 350.0%+
Holding Company Liquidity Quarterly1.7BTarget: 1.0B+
Core Operations Premium Growth (Constant Currency) Quarterly3.9%Target: 4.0% - 7.0%
Watch Items
- Closed Block Segment Performance and Long-Term Care (LTC) Claims ExperienceTrigger: Closed Block after-tax adjusted operating loss exceeding $120 million in a single quarterAction: Re-evaluate reserve adequacy assumptions and adjust long-term cash flow projections.
- Group Disability Benefit RatiosTrigger: Benefit ratio rising above 63% in core group disability linesAction: Initiate pricing reviews and adjust underwriting guidelines for new business.
Research as of 2 Sep 2026