Unitedhealth Group Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
17.1%projected annual EPS growth
Analyst Coverage
26analysts covering
FY EPS (est.)
$19.81next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 27 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Medical Care Ratio (MCR) Quarterly8,670.0%Target: 88.1% ± 25 bps (Full Year 2026 Target)
Operating Cost Ratio Quarterly1,270.0%Target: Higher end of historical range due to modernization and AI investments
Days Claims Payable (DCP) Quarterly47.0Target: Stabilization around historical averages (45-49 days)
Watch Items
- DOJ Antitrust InvestigationTrigger: Escalation to formal structural remedies or forced divestitures of Optum assetsAction: Re-evaluate the integrated value-based care thesis and adjust long-term growth projections downward
- Commercial Insurance Cost Trends & ArbitrationTrigger: Commercial cost trends remaining above 11% or further delays in margin recovery past 2027Action: Model lower operating margins for the UnitedHealthcare segment and adjust near-term EPS estimates
- Medicare Advantage Star Ratings & CMS ReimbursementsTrigger: CMS rate notices falling below expectations or significant drops in Star RatingsAction: Assess impact on membership enrollment and premium yields for the upcoming plan year
Research as of 2 Sep 2026