UMB Financial CorpUMBF
Price$130.01Intrinsic value$146.5713% above price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $2.8B+31.1% YoYTTM through 30 Jun 2026
Net Income $942.7M+113.6% YoYTTM through 30 Jun 2026
Free Cash Flow $1BTTM through 30 Jun 2026

Margins

Current
Operating Margin49.2%
Net Margin34.6%

Returns

13.7%ROE
1.5%ROA
32.5%ROIC

Balance Sheet Health

Debt / Equity0.06x
Net Debt-$7.3Bnet cash position
Cash & Equivalents$5.6B

Quality Metrics

Piotroski F-Score4 / 9
FCF Margin36.9%
Rule of 4043.0
Earnings-Beat Rate100.0%

Multi-Year Trend

Diluted EPS$12.03TTM
'19'20'21'22'23'24'25
FY2025: $9.29

Dividend

$0.86Per share, FY20261.35%Yield-9.0%5-yr growth

Capital Allocation

Capex Intensity6.5%
All values are periodic snapshots, not live quotes. Source dates are shown for reference.

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.