Summit State Bank Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
1analyst covering
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly3.8%
Non-performing Assets (NPAs) Quarterly35.2M
Tier 1 Leverage Ratio Quarterly0.1x
Watch Items
- Credit Quality and Non-performing AssetsTrigger: NPAs exceeding $40,000,000 or 4.0% of total assetsAction: Re-evaluate credit risk management policies and increase provisions for credit losses.
- Net Interest Margin CompressionTrigger: NIM falling below 3.20%Action: Adjust loan pricing strategies and optimize deposit mix to reduce funding costs.
Research as of 24 Jul 2026