Southern Missouri Bancorp Inc Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $51.8M+8.7% YoYTTM through 30 Jun 2026
Net Income $67.3M+15.0% YoYTTM through 31 Mar 2026
Free Cash Flow $76.6MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | 27.5% |
| Net Margin | 34.7% |
Returns
12.6%ROE
1.4%ROA
10.0%ROIC
Balance Sheet Health
Debt / Equity0.27x
Net Debt$67.8M
Cash & Equivalents$91M
Quality Metrics
Piotroski F-Score5 / 9
FCF Margin147.9%
Earnings-Beat Rate100.0%
Multi-Year Trend
Diluted EPS$5.99TTMFY2026: $6.43
Dividend
$0.50Per share, FY20261.29%Yield-7.0%5-yr growth
Capital Allocation
Capex Intensity7.6%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Community Banking | View detailsExpectations of reaching the higher end of mid-single digit loan growth for fiscal 2026. |
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