S & T Bancorp Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
6analysts covering
FY Revenue (est.)
$422.7Mnext fiscal year
FY EPS (est.)
$3.94next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) (FTE) Quarterly392.0%Target: Relative stability around 3.92% for 2026
Return on Average Assets (ROA) Quarterly1.4Target: Flat at approximately 1.4% over the next two years
Return on Average Tangible Shareholders' Equity (ROTE) Quarterly1,322.0%
Nonperforming Assets (NPAs) Ratio Quarterly63.0%Target: Manageable level
Watch Items
- Loan Balance ContractionTrigger: Further sequential declines in total portfolio loans below Q1 2026 levels ($112.6 million decrease)Action: Accelerate commercial banking team expansion and treasury management product growth to drive low single-digit loan growth in Q2 2026.
- Deposit Durability and Seasonal FluctuationsTrigger: Core deposit growth falling below the estimated durable core growth range of $150 million to $200 millionAction: Monitor deposit mix and adjust wholesale borrowing levels to optimize cash balances and protect NIM.
Research as of 20 Jun 2026