Provident Financial Holdings Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
FY EPS (est.)
$0.96next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q1 Fiscal 2027 Earnings Release | 27 Oct 2026 |
| Annual Meeting of Shareholders | 19 Nov 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly313.0%Target: 3.15% - 3.25%
Non-Performing Assets to Total Assets Ratio Quarterly8.0%Target: < 0.15%
Return on Average Assets (ROA) Quarterly0.5Target: > 0.50%
Return on Average Equity (ROE) Quarterly4.2Target: > 5.00%
Watch Items
- Net Interest Margin CompressionTrigger: NIM falling below 3.00%Action: Re-evaluate asset-liability pricing strategy and deposit mix optimization.
- Credit Quality DeteriorationTrigger: Non-performing assets exceeding 0.20% of total assetsAction: Conduct a comprehensive review of the commercial real estate and single-family loan portfolios.
- Loan Portfolio ContractionTrigger: Loans held for investment declining by more than 5% year-over-yearAction: Assess loan origination incentives and competitive positioning in the Inland Empire market.
Research as of 19 Jun 2026