Provident Financial Holdings IncPROV
Price$18.25Intrinsic value$12.5032% below price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $40.8MTTM through 30 Jun 2026
Net Income $6.7M+6.4% YoYTTM through 31 Mar 2026
Free Cash Flow $8.5MTTM through 30 Jun 2026

Margins

Current
Operating Margin23.6%
Net Margin15.3%

Returns

4.9%ROE
0.5%ROA
2.3%ROIC

Balance Sheet Health

Debt / Equity1.68x
Net Debt$162.4M
Cash & Equivalents$49.2M

Quality Metrics

Piotroski F-Score5 / 9
FCF Margin20.9%
Earnings-Beat Rate0.0%

Multi-Year Trend

Diluted EPS$1.03TTM
'20'21'22'23'24'25'26
FY2026: $1.03

Dividend

$0.28Per share, FY20263.29%Yield-12.9%5-yr growth

Capital Allocation

Capex Intensity1.1%

Segment Performance

No segment data available.

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