Plumas BancorpPLBC
Price$61.62Intrinsic value$40.1735% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $40.17median of 2 methodsbased on filings through 30 Jun 2026
Market Price $61.62Price as of 1 Oct 2026
Margin of Safety -34.8%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 10.9% (near-term consensus, capped) · years 2–5: 7.1%/yr (balance of the path).7.8% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 67.2%Yr 77.4%Yr 87.5%Yr 97.7%Yr 107.8%
7.1% → 7.8%
Years 11–20: glide to long-run rate
Per-year rates
Yr 117.3%Yr 126.9%Yr 136.4%Yr 145.9%Yr 155.4%Yr 164.9%Yr 174.4%Yr 184.0%Yr 193.5%Yr 203.0%
7.8% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)7.8%
Discount rate (cost of equity) 8.2%
Volatility vs market (adjusted beta)0.73

Valuation Detail Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions Sandbox Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

Compare the target company plus 1 peer. Sign in / Sign up to compare a maximum of 3 peers.

Best in rowHigher is betterLower is better—Data not available
TargetPlumas BancorpPLBCFinancials
Valuation
P/E12.1×
P/S3.8×
P/B1.8×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin45.6%
Net margin31.4%
FCF margin27.8%
Returns
ROE13.2%
ROA1.6%
ROIC23.8%
Growth
Revenue growth (YoY)29.4%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.05×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield2.2%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.