PagSeguro Digital LtdPAGS
Price$8.87Intrinsic value$1.8180% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $1.81median of 5 methods · middle span $2-$13based on filings through 31 Dec 2024
Market Price $8.87Price as of 1 Oct 2026
Margin of Safety -79.6%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: -15.0% (near-term consensus, capped) · years 2–5: 15.0%/yr (balance of the path).8.3% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 613.7%Yr 712.3%Yr 811.0%Yr 99.6%Yr 108.3%
15.0% → 8.3%
Years 11–20: glide to long-run rate
Per-year rates
Yr 117.7%Yr 127.2%Yr 136.7%Yr 146.2%Yr 155.6%Yr 165.1%Yr 174.6%Yr 184.1%Yr 193.5%Yr 203.0%
8.3% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Discount rate (cost of equity) 10.3%
Volatility vs market (adjusted beta)1.20

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetPagSeguro Digital LtdPAGSInformation Technology
Valuation
P/E—
P/S0.1×
P/B0.2×
EV / Revenue0.1×
EV / EBITDA5.8×
Profitability
Gross margin—
Operating margin—
Net margin11.3%
FCF margin-24.2%
Returns
ROE14.4%
ROA2.9%
ROIC—
Growth
Revenue growth (YoY)-7.5%
5-yr fwd EPS growth8.3%
Financial strength
Debt / Equity—
Current ratio1.51×
Altman Z-Score—
Interest coverage—
Dividend yield2.8%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.