Orange County Bancorp IncOBT
Price$37.19Intrinsic value$30.3818% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $30.38median of 2 methodsbased on filings through 30 Jun 2026
Market Price $37.19Price as of 1 Oct 2026
Margin of Safety -18.3%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 8.7% (near-term consensus, capped) · years 2–5: 8.7%/yr (balance of the path).8.7% per year
Years 6–10: glide to demonstrated growth own history 20.8%, capped at 20%
Per-year rates
Yr 68.7%Yr 78.7%Yr 88.7%Yr 98.7%Yr 108.7%
8.7% → 8.7%
Years 11–20: glide to long-run rate
Per-year rates
Yr 118.1%Yr 127.5%Yr 137.0%Yr 146.4%Yr 155.8%Yr 165.3%Yr 174.7%Yr 184.1%Yr 193.6%Yr 203.0%
8.7% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 1 window (5y) (limited history)20.8%
Discount rate (cost of equity) 7.7%
Volatility vs market (adjusted beta)0.61

Valuation Detail Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions Sandbox Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

Compare the target company plus 1 peer. Sign in / Sign up to compare a maximum of 3 peers.

Best in rowHigher is betterLower is better—Data not available
TargetOrange County Bancorp IncOBTFinancials
Valuation
P/E10.4×
P/S4.3×
P/B1.8×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin43.2%
Net margin34.8%
FCF margin54.1%
Returns
ROE15.5%
ROA1.7%
ROIC—
Growth
Revenue growth (YoY)19.0%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.08×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield2.0%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.