Orange County Bancorp Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
FY Revenue (est.)
$134Mnext fiscal year
FY EPS (est.)
$3.41next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly440.0%Target: Maintain above 4.00%
Efficiency Ratio Quarterly5,590.0%Target: Below 58.0%
Non-performing Loans (NPL) Ratio Quarterly134.0%Target: Below 1.00%
Watch Items
- Commercial Real Estate (CRE) ConcentrationTrigger: CRE loans exceeding 300% of total risk-based capitalAction: Initiate portfolio stress testing and tighten underwriting standards for non-owner occupied CRE.
- Wealth Management Division Revenue PullbackTrigger: Quarterly wealth management earnings decline of more than 10% YoYAction: Review asset under management (AUM) fee structures and accelerate cross-referrals from private banking.
Research as of 19 Jun 2026