OP BancorpOPBK
Price$15.23

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value Insufficient data for a value estimatebased on filings through 30 Jun 2026
Market Price $15.23Price as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 3.7% (near-term consensus, capped) · years 2–5: 3.7%/yr (balance of the path).3.7% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 63.7%Yr 73.7%Yr 83.7%Yr 93.7%Yr 103.7%
3.7% → 3.7%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.7%Yr 123.6%Yr 133.5%Yr 143.4%Yr 153.4%Yr 163.3%Yr 173.2%Yr 183.1%Yr 193.1%Yr 203.0%
3.7% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)9.9%
Discount rate (cost of equity) 8.3%
Volatility vs market (adjusted beta)0.74

Valuation Detail Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetOP BancorpOPBKFinancials
Valuation
P/E7.8×
P/S106.3×
P/B1.0×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin1,854.5%
Net margin1,337.4%
FCF margin1,247.5%
Returns
ROE12.1%
ROA1.1%
ROIC32.7%
Growth
Revenue growth (YoY)-33.6%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.10×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield3.4%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.