OP Bancorp Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $2.2M-33.6% YoYTTM through 30 Jun 2026
Net Income $29M+37.4% YoYTTM through 30 Jun 2026
Free Cash Flow $27MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | 1,854.5% |
| Net Margin | 1,337.4% |
Returns
11.9%ROE
1.0%ROA
32.7%ROIC
Balance Sheet Health
Debt / Equity0.12x
Net Debt-$142.3Mnet cash position
Cash & Equivalents$175.1M
Quality Metrics
Piotroski F-Score3 / 9
FCF Margin1,247.5%
Earnings-Beat Rate75.0%
Multi-Year Trend
RevenueFY2025: $3.2M
Diluted EPS$1.95TTMFY2025: $1.72
Dividend
$0.26Per share, FY20263.39%Yield-5.2%5-yr growth
Capital Allocation
Capex Intensity41.5%
Segment Performance
No segment data available.
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