OneMain Holdings IncOMF
Price$55.87Intrinsic value$44.9220% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $44.92median of 2 methodsbased on filings through 31 Mar 2026
Market Price $55.87Price as of 1 Oct 2026
Margin of Safety -19.6%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 13.3% (near-term consensus, capped) · years 2–5: 15.0%/yr (balance of the path).14.6% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 612.8%Yr 710.5%Yr 88.3%Yr 96.1%Yr 103.9%
15.0% → 3.9%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.8%Yr 123.7%Yr 133.7%Yr 143.6%Yr 153.5%Yr 163.4%Yr 173.3%Yr 183.2%Yr 193.1%Yr 203.0%
3.9% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)3.9%
Discount rate (cost of equity) 10.1%
Volatility vs market (adjusted beta)1.15

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetOneMain Holdings IncOMFFinancials
Valuation
P/E8.3×
P/S1.4×
P/B2.1×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin1,720.0%
Net margin1,267.0%
FCF margin63.0%
Returns
ROE23.6%
ROA2.9%
ROIC3.2%
Growth
Revenue growth (YoY)856.0%
5-yr fwd EPS growth14.6%
Financial strength
Debt / Equity6.63×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield750.0%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.