OceanFirst Financial CorpOCFC
Price$16.67Intrinsic value$12.2826% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $12.28median of 2 methodsbased on filings through 30 Jun 2026
Market Price $16.67Price as of 1 Oct 2026
Margin of Safety -26.4%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 5.0% (near-term consensus, capped) · years 2–5: 22.7%/yr (balance of the path).18.9% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 618.8%Yr 714.8%Yr 810.9%Yr 96.9%Yr 103.0%
22.7% → 3.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.0%Yr 123.0%Yr 133.0%Yr 143.0%Yr 153.0%Yr 163.0%Yr 173.0%Yr 183.0%Yr 193.0%Yr 203.0%
3.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)-3.6%
Discount rate (cost of equity) 9.4%
Volatility vs market (adjusted beta)0.99

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetOceanFirst Financial CorpOCFCFinancials
Valuation
P/E20.6×
P/S4.4×
P/B0.7×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin16.1%
Net margin12.1%
FCF margin28.4%
Returns
ROE2.9%
ROA0.2%
ROIC2.9%
Growth
Revenue growth (YoY)-103.3%
5-yr fwd EPS growth24.4%
Financial strength
Debt / Equity0.15×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield2.3%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.