OceanFirst Financial Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
24.4%projected annual EPS growth
Analyst Coverage
6analysts covering
FY Revenue (est.)
$600.9Mnext fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 28 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly293.0%Target: 3.00% or higher in the first half of 2026; 3.20% post-merger in 2027
Adjusted Core Diluted Earnings Per Share (EPS) Quarterly0.4Target: 0.42 for Q2 2026 consensus
Standalone Annual Loan Growth Annually300.0%Target: 7.0% to 9.0% for full year 2026
Standalone Operating Expenses AnnuallyTarget: $275 million to $285 million for full year 2026
Watch Items
- Integration of Flushing Financial Corporation MergerTrigger: Completion of operational systems integration and realization of cost synergies following the June 1, 2026 closeAction: Monitor quarterly expense run-rate and progress toward the projected 3.20% net interest margin target
- Multifamily Loan Portfolio Sale ExecutionTrigger: Completion of the agreed $1.4 billion multifamily loan sale by the end of Q2 2026Action: Verify reduction in Commercial Real Estate (CRE) concentration and track reinvestment yields in liquid investment-grade securities
- Deposit Beta and Funding Cost TrendsTrigger: Deposit beta exceeding the historical 22% downward cycle average or deposit costs rising above 1.99% spot basisAction: Assess competitive deposit pricing pressure in the New York/New Jersey metropolitan markets and its impact on NIM stabilization
Research as of 19 Jun 2026