Nu Holdings Ltd Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
35.8%projected annual EPS growth
Analyst Coverage
22analysts covering
FY EPS (est.)
$0.84next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 12 Nov 2026 |
Monitoring Framework
Key Performance Indicators
Total Customers Quarterly135.2MTarget: Continued expansion in Brazil, Mexico, and Colombia
Managerial Total Revenue Quarterly5.3BTarget: Scale monetization and ARPAC
Consolidated Efficiency Ratio Quarterly17.6%Target: Approximately 20 for full-year 2026%
Return on Equity (ROE) Quarterly0.3Target: Maintain high-20s to low-30s percentage range
Watch Items
- Credit Loss Allowances and ProvisioningTrigger: Risk-adjusted NIM falling below 9.0% sequentiallyAction: Re-evaluate credit underwriting models and adjust credit limit expansion speed.
- Mexico Expansion ProfitabilityTrigger: Reverting to IFRS net losses in Mexico operationsAction: Review customer acquisition costs (CAC) and deposit-to-loan mix in the Mexican market.
Research as of 2 Sep 2026