NBT Bancorp IncNBTB
Price$50.74Intrinsic value$46.099% below price

Outlook & Key Dates

Estimates, guidance, catalysts, and upcoming events

Analyst Estimates Learn more →
Analyst Coverage
6analysts covering
Consensus: NeutralAs of 18 Aug 2026
FY Revenue (est.)
$759.4Mnext fiscal year
As of 18 Aug 2026
FY EPS (est.)
$4.18next fiscal year
As of 18 Aug 2026
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) on an FTE basis Quarterly372.0%
Operating Diluted Earnings Per Share Quarterly1.0
Net Income Quarterly51.1M
Watch Items
  • Net Interest Margin CompressionTrigger: NIM falling below 3.60%Action: Review deposit pricing strategies and loan yield optimization.
  • Evans Bancorp Integration ProgressTrigger: Integration cost overruns or delayed synergy realizationAction: Conduct operational audit of Western New York branch performance and cost structures.
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Research as of 20 Jun 2026

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.