Lloyds Banking Group plc ADR Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
25.9%projected annual EPS growth
Analyst Coverage
4analysts covering
FY Revenue (est.)
$29.4Bnext fiscal year
FY EPS (est.)
$0.73next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Interim Management Statement | 29 Oct 2026 |
| Preliminary Results for FY 2026 | 28 Jan 2027 |
Monitoring Framework
Key Performance Indicators
Return on Tangible Equity (RoTE) Quarterly12.9Target: Greater than 16% by the end of 2026
Underlying Net Interest Income (NII) Quarterly13.6BTarget: c. £14.9 billion for FY 2026
Cost-to-Income Ratio QuarterlyTarget: Less than 50% for FY 2026
Capital Generation Quarterly14,700.0%Target: Greater than 200 basis points for FY 2026
Watch Items
- Motor Finance Remediation ProvisionTrigger: Additional provisions exceeding the £800 million charge recognized in 2025Action: Re-evaluate capital return capacity, including the planned pay down to a c. 13.0% CET1 ratio by the end of 2026.
- Structural Hedge Income Roll-offTrigger: Bank of England rate cuts compressing reinvestment yields below projected hedge income of £7.0bn in 2026 and £8.0bn in 2027Action: Adjust net interest margin (NIM) forecasts and reassess the sustainability of the 15% dividend growth rate.
Research as of 2 Sep 2026