LCNB Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
FY EPS (est.)
$1.80next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (Tax-Equivalent) Quarterly383.0%Target: Maintain above 3.50%
Net Interest Income Quarterly18.8MTarget: Continued organic growth
Nonperforming Assets to Total Assets Ratio Quarterly15.0%Target: Keep below 0.25%
Allowance for Credit Losses to Total Loans Quarterly0.8Target: Adequate coverage of expected losses
Watch Items
- Credit Costs and ProvisionsTrigger: Provision for credit losses exceeding $2.5 million per quarterAction: Re-evaluate underwriting standards and assess specific sector exposures, particularly in logistics.
- Net Charge-offsTrigger: Annualized net charge-offs exceeding 0.50% of average loansAction: Conduct a deep-dive audit of the commercial and industrial loan portfolio.
Research as of 20 Jun 2026