H&R Block IncHRB
Price$42.32Intrinsic value$44.074% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $44.07median of 6 methods · middle span $37-$114based on filings through 30 Jun 2026
Market Price $42.32Price as of 1 Oct 2026
Margin of Safety +4.1%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 60.0% (near-term consensus, capped) · years 2–5: -8.4%/yr (balance of the path).2.4% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 6-6.2%Yr 7-3.9%Yr 8-1.6%Yr 90.7%Yr 103.0%
-8.4% → 3.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.0%Yr 123.0%Yr 133.0%Yr 143.0%Yr 153.0%Yr 163.0%Yr 173.0%Yr 183.0%Yr 193.0%Yr 203.0%
3.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 2 windows (5/7y) (limited history)14.3%
Discount rate (cost of equity) 7.5%
Volatility vs market (adjusted beta)0.57

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetH&R Block IncHRBConsumer Discretionary
Valuation
P/E7.5×
P/S1.4×
P/B49.2×
EV / Revenue1.5×
EV / EBITDA5.2×
Profitability
Gross margin44.5%
Operating margin22.0%
Net margin18.6%
FCF margin19.2%
Returns
ROE624.4%
ROA22.5%
ROIC112.8%
Growth
Revenue growth (YoY)4.9%
5-yr fwd EPS growth14.9%
Financial strength
Debt / Equity12.69×
Current ratio1.13×
Altman Z-Score3.2
Interest coverage—
Dividend yield2.0%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.