Horizon Bancorp Inc (IN) Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
5analysts covering
FY Revenue (est.)
$307.9Mnext fiscal year
FY EPS (est.)
$2.13next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 21 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (FTE basis) Quarterly429.0%Target: 4.2% to 4.3%
Return on Average Assets (ROAA) Quarterly1.6Target: Consistent top-tier profitability metrics (>1.60%)
Return on Average Tangible Common Equity (ROTCE) Quarterly19.0Target: Peer-leading capital generation
Watch Items
- Core Deposit Growth and MixTrigger: Decline in non-interest-bearing demand deposits or rapid rise in interest-bearing deposit costsAction: Re-evaluate deposit pricing strategies and core relationship-gathering campaigns
- Credit Quality and Net Charge-OffsTrigger: Net charge-offs exceeding historical peer-leading levels (e.g., >0.10% annualized)Action: Tighten commercial underwriting standards and increase provisions for credit losses
Research as of 19 Jun 2026