HomeTrust Bancshares Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
11.1%projected annual EPS growth
Analyst Coverage
4analysts covering
FY Revenue (est.)
$218.9Mnext fiscal year
FY EPS (est.)
$3.74next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly431.0%Target: Maintain top-quartile performance relative to peers
Diluted Earnings Per Share (EPS) Quarterly1.0Target: Outperform consensus estimates through operating leverage
Tangible Book Value Per Share (TBVPS) Quarterly33.0Target: Sustain double-digit CAGR over multi-year horizons
C&I Loan Portfolio Concentration Annually1,600.0%
Watch Items
- Deposit Cost Repricing and NIM CompressionTrigger: NIM falling below 4.10%Action: Re-evaluate deposit pricing strategies and adjust loan origination yields to defend net interest income.
- Credit Quality and Reserve CoverageTrigger: Reserve ratio dropping below 1.15% or nonperforming assets rising significantlyAction: Increase provisions for credit losses and tighten underwriting standards across commercial real estate portfolios.
Research as of 19 Jun 2026