Heritage Insurance Holdings IncHRTG
Price$33.83Intrinsic value$38.6014% above price

Outlook & Key Dates

Estimates, guidance, catalysts, and upcoming events

Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
Consensus: PositiveAs of 18 Aug 2026
FY Revenue (est.)
$861.7Mnext fiscal year
As of 18 Aug 2026
FY EPS (est.)
$5.18next fiscal year
As of 18 Aug 2026
Reporting Calendar
EventExpected Date
Q3 2026 Earnings Release5 Nov 2026
Monitoring Framework
Key Performance Indicators
Net Combined Ratio Quarterly8,100.0%Target: Under 100.0%
Net Loss Ratio Quarterly4,590.0%Target: Under 50.0%
Book Value per Share Quarterly17.2Target: Consistent growth
Premiums In-Force Quarterly1.4BTarget: Stable to growing
Watch Items
  • Reinsurance Program Costs and PlacementTrigger: Consolidated cost exceeding $400 millionAction: Evaluate underwriting margins, adjust policy pricing, or restrict exposure in high-risk coastal zones.
  • Florida Legislative Reform ImpactTrigger: Increase in litigation frequency or severityAction: Re-assess loss reserves and adjust rate filings with the Florida Office of Insurance Regulation.
  • Geographic Diversification ProgressTrigger: Northeast and West Coast exposure falling below 50% of total bookAction: Accelerate expansion into new markets such as Texas surplus lines and adjust marketing spend.
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Research as of 19 Jun 2026

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.