Heritage Financial Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
5analysts covering
FY Revenue (est.)
$335.8Mnext fiscal year
FY EPS (est.)
$2.34next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly396.0%Target: above 4.0% by year-end 2026
Annualized Loan Growth Rate QuarterlyTarget: mid-single-digit range
Efficiency Ratio Quarterly7,260.0%Target: Lower target following Olympic Bancorp systems conversion in Q3 2026
Watch Items
- Olympic Bancorp Systems ConversionTrigger: Completion scheduled for Q3 2026Action: Monitor execution of systems integration to unlock projected cost synergies and lower the efficiency ratio.
- Deposit Competition and SoftnessTrigger: Deposit outflows or significant increases in deposit betaAction: Track deposit balances excluding the Olympic acquisition to evaluate core relationship stability.
Research as of 19 Jun 2026