Heritage Financial Corp Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $246.1M+11.2% YoYTTM through 30 Jun 2026
Net Income $77.9M+80.1% YoYTTM through 30 Jun 2026
Free Cash Flow $80.4MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | 37.0% |
| Net Margin | 27.4% |
Returns
7.5%ROE
1.0%ROA
8.4%ROIC
Balance Sheet Health
Debt / Equity0.05x
Net Debt-$190.7Mnet cash position
Cash & Equivalents$204.4M
Quality Metrics
Piotroski F-Score4 / 9
FCF Margin32.7%
Rule of 4069.1
Earnings-Beat Rate100.0%
Multi-Year Trend
Diluted EPS$2.10TTMFY2025: $1.96
Dividend
$0.48Per share, FY20263.41%Yield-9.9%5-yr growth
Capital Allocation
Capex Intensity3.9%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Heritage Bank | $246.1M | +11.2% | View detailsExpected to integrate Olympic Bancorp, Inc. and Kitsap Bank acquisitions (completed January 31, 2026) with core systems conversion finishing in Q3 2026. |
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